BundieHow Bundie Makes Money
Transparent explanation of our simple fee structure
How Bundie Makes Money
Bundie uses a simple fee-only model with no paywall or subscription. We earn a small management fee on your deposits - that's it.
Fee Structure
Management Fee
Rate: 3% per position per year
How it works:
- Fee is collected periodically by the protocol and at the time of withdrawal
- Applied to each position independently
- Same rate for all users, regardless of deposit size
Example: $1,000 deposit earning 10% APY
| Metric | Amount |
|---|---|
| Gross Annual Yield | $100 |
| Management Fee (3%) | $30 |
| Net to You | $70 |
Example: $10,000 across 3 positions at 10% APY
| Position | Amount | Gross Yield | Fee (3%) | Net Yield |
|---|---|---|---|---|
| Morpho USDC (Base) | $5,000 | $500 | $150 | $350 |
| Yearn USDC (Optimism) | $3,000 | $300 | $90 | $210 |
| Fluid USDT (Arbitrum) | $2,000 | $200 | $60 | $140 |
| Total | $10,000 | $1,000 | $300 | $700 |
What We Don't Charge
- No performance fees: you keep all upside above the management fee
- No deposit or allocation fees: only network gas
- No withdrawal fees or early-exit penalties: only network gas
- No subscriptions or premium tiers: all features available to all users
- No AI analysis fees: wallet analysis, recommendations, and monitoring are free
Gas Fees (Not Paid to Bundie)
Gas fees are network transaction costs paid to blockchain validators - not to Bundie.
Typical gas costs:
- Create account: ~$0.05-0.10 (one-time)
- Deposit: ~$0.02-0.05
- Allocate to strategy: ~$0.05-0.15
- Withdraw: ~$0.05-0.15
Cross-chain operations:
- Bridge fees: $0.50-$2.00 (paid to LayerZero)
- Destination chain gas: Sponsored by Bundie
Competitive Comparison
| Protocol | Management Fee | Performance Fee |
|---|---|---|
| Yearn | 2% | 10% |
| Beefy | 0% | 9.5% |
| Bundie | 3% | 0% |
Our positioning:
- Higher management fee than Yearn (3% vs 2%) but no performance fee
- No performance fee means you keep all upside
- AI recommendations + mobile-first UX included
Why This Model?
Aligned incentives:
- We earn more when you deposit more
- We're incentivized to find you the best yields
- Simple and transparent - no hidden fees
No friction:
- No paywall blocking access
- No subscription to manage
- Start earning immediately
Fee Examples by Strategy
On a $10,000 deposit, the 3% management fee is fixed at $300/year regardless of APY. Your net yield depends on the strategy:
| Strategy | Gross APY | Gross Yield | Fee | Net Yield | Net APY |
|---|---|---|---|---|---|
| Stable | 6% | $600 | $300 | $300 | 3% |
| Balanced | 10% | $1,000 | $300 | $700 | 7% |
| Growth | 15% | $1,500 | $300 | $1,200 | 12% |
Common Questions
Q: Can fees change after I deposit?
A: Fee changes are announced in advance. Existing positions are not affected retroactively.
Q: Is there a minimum deposit?
A: No minimum. Deposit any amount you're comfortable with.
Q: Do fees compound?
A: No. The 3% annual fee is calculated on your principal, deducted from yield.
Q: What if my position doesn't earn any yield?
A: The fee is deducted from yield. If there's no yield, there's effectively no fee charged.
Next Steps
- Your Vault Journey - Complete user guide
- Supported Protocols - Where your funds go
Ready to start earning? Launch Bundie App